[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.paradni.cz\/setreni-financi\/#Article","mainEntityOfPage":"https:\/\/www.paradni.cz\/setreni-financi\/","headline":"\u0160et\u0159en\u00ed financ\u00ed","name":"\u0160et\u0159en\u00ed financ\u00ed","description":"Tak&Atilde;&copy; jsou u v&Atilde;&iexcl;s v rodin&Auml;&#8250; pen&Atilde;&shy;ze opravdu d&Aring;&macr;le&Aring;&frac34;it&Atilde;&copy; t&Atilde;&copy;ma jako u n&Atilde;&iexcl;s? Ano, a v&Aring;&macr;bec se za to nestyd&Atilde;&shy;m se. My sice nejsme bohat&Atilde;&shy;, ale ani nejsme chud&Atilde;&shy;, jsme sp&Atilde;&shy;&Aring;&iexcl;e takov&Atilde;&iexcl; st&Aring;&#8482;edn&Atilde;&shy; t&Aring;&#8482;&Atilde;&shy;da, st&Aring;&#8482;edn&Atilde;&shy; spole&Auml;ensk&Atilde;&iexcl; t&Aring;&#8482;&Atilde;&shy;da, kter&Atilde;&iexcl; se t&Atilde;&frac12;k&Atilde;&iexcl; pen&Auml;&#8250;z. Ale i tak o pen&Auml;&#8250;z&Atilde;&shy;ch doma &Auml;asto mluv&Atilde;&shy;me, proto&Aring;&frac34;e my chceme, aby na&Aring;&iexcl;e d&Auml;&#8250;ti [&hellip;]","datePublished":"2023-06-28","dateModified":"2024-03-28","author":{"@type":"Person","@id":"https:\/\/www.paradni.cz\/author\/#Person","name":"","url":"https:\/\/www.paradni.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d2f205e1507a0401c7d467d32c87ccece0f63a45b81075bb691dbe8d4c823787?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d2f205e1507a0401c7d467d32c87ccece0f63a45b81075bb691dbe8d4c823787?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"paradni.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.paradni.cz\/wp-content\/uploads\/calculator-1680905_960_720_1.jpg","url":"https:\/\/www.paradni.cz\/wp-content\/uploads\/calculator-1680905_960_720_1.jpg","height":0,"width":0},"url":"https:\/\/www.paradni.cz\/setreni-financi\/","about":["Pen\u00edze"],"wordCount":889,"articleBody":"Tak&Atilde;&copy; jsou u v&Atilde;&iexcl;s v rodin&Auml;&#8250; pen&Atilde;&shy;ze opravdu d&Aring;&macr;le&Aring;&frac34;it&Atilde;&copy; t&Atilde;&copy;ma jako u n&Atilde;&iexcl;s? Ano, a v&Aring;&macr;bec se za to nestyd&Atilde;&shy;m se. My sice nejsme bohat&Atilde;&shy;, ale ani nejsme chud&Atilde;&shy;, jsme sp&Atilde;&shy;&Aring;&iexcl;e takov&Atilde;&iexcl; st&Aring;&#8482;edn&Atilde;&shy; t&Aring;&#8482;&Atilde;&shy;da, st&Aring;&#8482;edn&Atilde;&shy; spole&Auml;ensk&Atilde;&iexcl; t&Aring;&#8482;&Atilde;&shy;da, kter&Atilde;&iexcl; se t&Atilde;&frac12;k&Atilde;&iexcl; pen&Auml;&#8250;z. Ale i tak o pen&Auml;&#8250;z&Atilde;&shy;ch doma &Auml;asto mluv&Atilde;&shy;me, proto&Aring;&frac34;e my chceme, aby na&Aring;&iexcl;e d&Auml;&#8250;ti byly finan&Auml;n&Auml;&#8250; gramotn&Atilde;&copy;. Dozv&Auml;&#8250;d&Auml;&#8250;la jsem se, &Aring;&frac34;e mnoho d&Auml;&#8250;t&Atilde;&shy;, klidn&Auml;&#8250; i patn&Atilde;&iexcl;ctilet&Atilde;&frac12;ch, tak v&Aring;&macr;bec nejsou finan&Auml;n&Auml;&#8250; gramotn&Atilde;&copy;. V&Aring;&macr;bec si nev&Atilde;&iexcl;&Aring;&frac34;&Atilde;&shy; pen&Auml;&#8250;z a neznaj&Atilde;&shy; ani hodnotu pen&Auml;&#8250;z. Podle m&Atilde;&copy;ho n&Atilde;&iexcl;zoru je tohle opravdu velik&Atilde;&iexcl; &Aring;&iexcl;koda. Mnoho lid&Atilde;&shy; by tak&Atilde;&copy; m&Auml;&#8250;lo db&Atilde;&iexcl;t hlavn&Auml;&#8250; na to, aby lid&Atilde;&copy; v&Auml;&#8250;d&Auml;&#8250;li, jakou hodnotu maj&Atilde;&shy; pen&Atilde;&shy;ze. J&Atilde;&iexcl; v&Atilde;&shy;m, &Aring;&frac34;e v posledn&Atilde;&shy; dob&Auml;&#8250; je tak&Atilde;&copy; velice obl&Atilde;&shy;ben&Atilde;&copy; slovo inflace. Ne, &Aring;&frac34;e by inflace byla obl&Atilde;&shy;ben&Atilde;&iexcl;, ale pr&Atilde;&iexcl;v&Auml;&#8250; tohle slovo se sklo&Aring;&#710;uje docela &Auml;asto. Dokonce jsem si v&Aring;&iexcl;imla, &Aring;&frac34;e i u&Acirc;&nbsp;n&Atilde;&iexcl;s se n&Auml;&#8250;kolikr&Atilde;&iexcl;t t&Atilde;&frac12;dn&Auml;&#8250; slova inflace tak&Atilde;&copy; zm&Atilde;&shy;n&Atilde;&shy; a pou&Aring;&frac34;ije.Opravdu je to smutn&Atilde;&copy;.&Acirc;&nbsp;St&Atilde;&iexcl;t by tak&Atilde;&copy; m&Auml;&#8250;l hled&Auml;&#8250;t na to, jak&Atilde;&iexcl; je inflace&Acirc;&nbsp;a tak&Atilde;&copy; s t&Atilde;&shy;m n&Auml;&#8250;co samoz&Aring;&#8482;ejm&Auml;&#8250; d&Auml;&#8250;lat. Nem&Aring;&macr;&Aring;&frac34;e se v&Aring;&iexcl;echno nech&Atilde;&iexcl;vat na n&Atilde;&iexcl;s, na ob&Auml;anech. My ob&Auml;an&Atilde;&copy; jsme si tohle samoz&Aring;&#8482;ejm&Auml;&#8250; nevybrali, jak st&Atilde;&iexcl;t vede na&Aring;&iexcl;i ekonomiku a na&Aring;&iexcl;e finance, tak to bohu&Aring;&frac34;el bude. M&Auml;&#8250;lo by se s t&Atilde;&shy;m ale n&Auml;&#8250;co d&Auml;&#8250;lat. Ale kdybych se m&Auml;&#8250;la bavit o vlastn&Atilde;&shy;ch pen&Auml;&#8250;z&Atilde;&shy;ch a o&Acirc;&nbsp;vlastn&Atilde;&shy;ch &Atilde;&ordm;spor&Atilde;&iexcl;ch, tak j&Atilde;&iexcl; sama m&Atilde;&iexcl;m spo&Aring;&#8482;&Atilde;&shy;c&Atilde;&shy; &Atilde;&ordm;&Auml;ty a m&Atilde;&iexcl;m dokonce dva&Acirc;&nbsp;spo&Aring;&#8482;&Atilde;&shy;c&Atilde;&shy; &Atilde;&ordm;&Auml;ty, tedy jeden&Acirc;&nbsp;m&Atilde;&iexcl;me klasick&Atilde;&frac12; rodinn&Atilde;&frac12; a potom m&Atilde;&iexcl;m je&Aring;&iexcl;t&Auml;&#8250; soukrom&Atilde;&frac12; spo&Aring;&#8482;&Atilde;&shy;c&Atilde;&shy; &Atilde;&ordm;&Auml;et.J&Atilde;&iexcl; si mysl&Atilde;&shy;m, &Aring;&frac34;e v rodin&Auml;&#8250;, kdy&Aring;&frac34; jsou t&Aring;&#8482;eba dva&Acirc;&nbsp;&Atilde;&ordm;&Auml;ty, tak je to &Atilde;&ordm;pln&Auml;&#8250; v po&Aring;&#8482;&Atilde;&iexcl;dku. N&Auml;&#8250;kdo m&Atilde;&iexcl; jenom jeden&Acirc;&nbsp;spole&Auml;n&Atilde;&frac12; &Atilde;&ordm;&Auml;et, ale n&Auml;&#8250;kdo m&Atilde;&iexcl; zase i t&Aring;&#8482;i&Acirc;&nbsp;&Atilde;&ordm;&Auml;ty, &Aring;&frac34;e jeden&Acirc;&nbsp;je spole&Auml;n&Atilde;&frac12; rodinn&Atilde;&frac12; a jeden&Acirc;&nbsp;&Atilde;&ordm;&Auml;et je partnera a dva&Acirc;&nbsp;&Atilde;&ordm;&Auml;et je t&Aring;&#8482;eba man&Aring;&frac34;elky.&Acirc;&nbsp;A&Acirc;&nbsp;potom man&Aring;&frac34;el i man&Aring;&frac34;elka pr&Atilde;&iexcl;v&Auml;&#8250; pos&Atilde;&shy;laj&Atilde;&shy; v&Aring;&frac34;dycky &Auml;&Atilde;&iexcl;st v&Atilde;&frac12;platy do rodinn&Atilde;&copy; kasy. J&Atilde;&iexcl; si mysl&Atilde;&shy;m ale, &Aring;&frac34;e tohle je docela f&Atilde;&copy;r. Je tohle skv&Auml;&#8250;l&Atilde;&copy;? Nap&Aring;&#8482;&Atilde;&shy;klad moje sestra m&Atilde;&iexcl; spole&Auml;n&Atilde;&frac12; &Atilde;&ordm;&Auml;et s partnerem, ale j&Atilde;&iexcl; bych tohle nesnesla. J&Atilde;&iexcl; bych rad&Auml;&#8250;ji m&Auml;&#8250;la t&Aring;&#8482;i&Acirc;&nbsp;&Atilde;&ordm;&Auml;ty, aby ka&Aring;&frac34;d&Atilde;&frac12; m&Auml;&#8250;l to svoje, aby si tak&Atilde;&copy; ka&Aring;&frac34;d&Atilde;&frac12; mohl &Aring;&iexcl;et&Aring;&#8482;it sv&Atilde;&copy; pen&Atilde;&shy;ze t&Aring;&#8482;eba bokem.&Acirc;&nbsp;                                                                                                                                                                                                                                                                                                                                                                                        3.7\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0160et\u0159en\u00ed financ\u00ed","item":"https:\/\/www.paradni.cz\/setreni-financi\/#breadcrumbitem"}]}]